Tell us about your business.
Share a few details and what you have in mind.
A line of credit.For your next move.
Explore up to $500,000 in revolving business credit from banks. Get room to manage cash flow, act on opportunities, and plan your next move—with personal guidance along the way.
- Draw funds as your business needs them
- A specialist to guide you through your options
The details that matter.
A clear look at the programs you can explore.
- Credit limit
- Up to $500K
- Draw, repay, reuse
- Revolving
- Term length
- 12–24 months
- Payment options
- Interest-only
Programs and terms vary by bank and qualification. Interest-only payments do not reduce principal; principal must still be repaid.
Less guesswork.
More guidance.
A straightforward path from your first question to an informed decision.
Explore your options.
A specialist helps you understand potential lenders, requirements, and next steps.
Choose what works for you.
Review any offer and its full terms before you decide.
Put your plans in motion.
Bridge the gap between expenses today and customer payments tomorrow.
Draw what
you need
you need
Repay
over time
over time
Reuse
available credit
available credit
Subject to your credit agreement.
Know what
comes next.
Clear answers before you take the next step.
How does a revolving line of credit work?
Draw from your available credit when you need it. As you repay principal, credit may become available to use again, subject to your agreement.
What does interest-only mean?
During an interest-only period, scheduled payments cover interest rather than reducing the amount you borrowed. The principal still needs to be repaid according to your agreement. Ask about the interest-only period, any fees, and when principal repayment is required before accepting an offer.
Are these credit lines issued by banks?
Yes. Line of Credit Depot helps businesses explore bank-issued lines of credit. The bank sets the terms and makes the lending decision.
Will this affect my credit score?
Your estimated credit score helps us understand your options. Any required credit inquiry will be explained before it is performed.
What are the costs and requirements?
Rates, fees, credit limits and eligibility vary by program and business profile. Revenue, time in business, credit history and location can affect your options. Review the full cost and repayment terms before accepting an offer.
Is this a full application?
The application covers your funding needs, business and owner information, and financial documents. You can review your answers before taking the next step with a specialist.
Make room for what’s next.
Start with a few details. Explore your options with a specialist.
Financing is subject to bank approval. Rates, limits and terms vary.